Terms of Service

1. Acceptance of Terms

By accessing or using InvestCalc – Investment & Compound Interest Calculator ("the Service"), available at money.toolhubmnss.top, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

InvestCalc – Investment & Compound Interest Calculator provides free, client-side investment calculators including a compound interest calculator, stock profit/loss calculator, and dollar-cost averaging (DCA) calculator. All calculations are performed entirely within your web browser.

3. Not Financial Advice

The Service is for informational and educational purposes only. It does not constitute financial, investment, legal, or tax advice. We make no guarantees about the accuracy or completeness of calculations. You are solely responsible for your investment decisions. Past performance does not guarantee future results. Always consult a qualified financial professional before making investment decisions.

4. Use at Your Own Risk

The Service is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. We are not liable for any financial loss, damage, or decision made based on calculations from this tool.

5. Acceptable Use

You agree to use the Service only for lawful purposes. You shall not:

• Attempt to disrupt, overload, or interfere with the proper functioning of the Service.
• Use automated scripts, bots, or scrapers to access the Service at an unreasonable rate.
• Use the Service for any illegal or unauthorized purpose.
• Redistribute or commercially exploit the Service without authorization.

6. Intellectual Property

The website design, layout, formulas, and original content are owned by us and protected under applicable intellectual property laws. You retain ownership of any data you input — which never leaves your browser.

7. Third-Party Services

We use third-party services including Google AdSense for advertising, Chart.js for chart rendering, and CDN providers for delivering libraries. These services have their own terms and privacy policies. Your use of the Service constitutes acceptance of those third-party terms.

8. Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Service, including but not limited to financial losses, loss of data, or business interruption.

9. Indemnification

You agree to indemnify and hold harmless InvestCalc – Investment & Compound Interest Calculator and its operators from any claims, damages, losses, or expenses arising from your use or misuse of the Service or your violation of these Terms.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Service after changes constitutes acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed and construed in accordance with applicable international laws. Any disputes arising from these Terms shall be resolved through appropriate legal channels.

12. Contact

For questions regarding these Terms, please contact us at mmnnss8201@gmail.com.