Privacy Policy

1. Introduction

Welcome to InvestCalc – Investment & Compound Interest Calculator ("we," "our," or "us"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website at money.toolhubmnss.top (the "Service").

2. Data We Do NOT Collect

All financial calculations — including stock profit, dollar-cost averaging, and compound interest — happen entirely in your browser. Your investment amounts, stock prices, interest rates, portfolio data, and any other numbers you enter are never transmitted to our servers. We have zero access to your financial data.

3. Information Collected Automatically

Server Logs: Our web server may automatically collect standard access information including IP addresses, browser type, operating system, referring URLs, access times, and the pages you visit. This data is used solely for security monitoring and performance optimization.

No Account Required: We do not require you to create an account or provide any personal information such as your name, email address, or payment details to use our Service.

4. How We Use Your Information

We use the automatically collected information to:

• Operate and maintain the Service.
• Monitor for security threats and prevent abuse.
• Analyze usage patterns to improve user experience.
• Display advertisements through Google AdSense.

5. Cookies & Third-Party Services

We use Google AdSense to display advertisements on our Service. Google and its partners may use cookies, web beacons, and similar technologies to serve relevant ads and measure ad performance. You can manage cookie preferences via your browser settings or visit Google's Ad Settings to opt out.

We also use the following third-party services:

• Tailwind CSS CDN – for styling and layout
• Google Fonts – for typography
• Chart.js CDN – for rendering interactive charts

These CDN providers may collect minimal usage data per their respective privacy policies.

6. Financial Disclaimer

This tool is for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice. We make no guarantees about the accuracy of calculations. Always consult a qualified financial advisor before making investment decisions.

7. Data Retention

Since all calculations happen client-side, we do not store any of your financial data. Server access logs are retained for a limited period for security purposes and are then automatically deleted.

8. Children's Privacy

Our Service is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date above.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at mmnnss8201@gmail.com.